Future closer than you think

From my vet friend John.

My Account Support Member Center My Voice

 

1. Auto repair shops go away.  A gasoline engine has 20,000 individual parts.  An electrical engine has 20.  Electric cars are sold with lifetime guarantees and are only repaired by dealers.  It will take only 10 minutes to remove and replace an electric engine.  Faulty electric engines are not repaired in the dealership but are sent to a regional repair shop that repairs them with robots.  Essentially, if your electric "Check Motor" light comes on, you simply drive up to what looks like a car wash.  Your car is towed through while you have a cup of coffee and out comes your car with a new engine. 2. Gas stations go away.  Parking meters are replaced by meters that dispense electricity.  All companies install electrical recharging stations. 3. All major auto manufacturers have already designated 5-6 billion dollars each to start building new plants that only build electric cars. 4. Coal industries,  Oil companies  and Drilling for oil become rare. 5. Homes will produce and store more electrical energy during the day then they use and will sell it back to the grid.  The grid stores it and dispenses it to industries that are high electricity users. A baby born today may see more gas powered cars in museums than on the street. Other TRENDS 1. In 1998, Kodak had 170,000 employees and sold 85% of all photo paper worldwide.  Within just a few years, their business model disappeared and they went bankrupt. What happened to Kodak will happen in a lot of industries in the next 5-10 years and, most people won't see it coming. Did you think in 1998 that 3 years later you would never take pictures on film again? Yet digital cameras were invented in 1975.  The first ones only had 10,000 pixels, but followed Moore's law.  So as with all exponential technologies, it was a disappointment for a time, before it became way superior and became mainstream in only a few short years.  It will now happen again (but much faster) with Artificial Intelligence, health, autonomous and electric cars, education, 3D printing, agriculture and jobs. 2. Software will disrupt most traditional industries in the next 5-10 years. 3. Uber is just a software tool, they don't own any cars, yet they are now the biggest taxi company in the world. 4. Airbnb is now the biggest hotel company in the world, although they don't own any properties. 5. Artificial Intelligence: Computers become exponentially better in understanding the world.  This year, a computer beat the best Go-player in the world, 10 years earlier than expected. 6. In the U.S., young lawyers already don't get jobs.  Because of IBM's Watson, you can get legal advice (so far for more or less basic stuff) within seconds, with 90% accuracy compared with 70% accuracy when done by humans.  So, if you study law, stop immediately.  There will be 90% fewer lawyers in the future, only omniscient specialists will remain. 6A. Watson already helps nurses diagnosing cancer, its 4 times more accurate than human nurses. 7. Facebook now has a pattern recognition software that can recognize faces better than humans. In 2030, computers will become more intelligent than humans. 8. Autonomous cars: In 2018 the first self-driving cars will appear for the public.  Around 2020, the complete industry will start to be disrupted.  You don't want to own a car anymore.  You will call a car with your phone, it will show up at your location and drive you to your destination.  You will not need to park it you only pay for the driven distance and can be productive while driving.  The very young children of today will never get a driver's license and will never own a car. 8A. It will change the cities, because we will need 90-95% fewer cars for that.  We can transform former parking spaces into parks. 1.2 million people die each year in car accidents worldwide.  We now have one accident every 60,000 mi (100,000 km), with autonomous driving that will drop to 1 accident in 6 million miles (10 million km).  That will save a million lives worldwide each year. 8B. Most car companies will doubtless become bankrupt.  Traditional car companies try the evolutionary approach and just build a better car, while tech companies (Tesla, Apple, Google) will do the revolutionary approach and build a computer on wheels. 8C. Many engineers from Volkswagen and Audi are completely terrified of Tesla. 9 Insurance companies will have massive trouble because, without accidents, the insurance will become 100 x cheaper.  Their car insurance business model will disappear. 10. Real estate will change.  Because if you can work while you commute, people will move further away to live in a more beautiful neighborhood. 11. Electric cars will become mainstream about 2020.  Cities will be less noisy because all new cars will run on electricity. 12. Electricity will become incredibly cheap and clean:  Solar production has been on an exponential curve for 30 years, but you can now see the burgeoning impact. 13. Last year, more solar energy was installed worldwide than fossil.  Energy companies are desperately trying to limit access to the grid to prevent competition from home solar installations, but that simply cannot continue… technology will take care of that strategy. 14. With cheap electricity comes cheap and abundant water.  Desalination of salt water now only needs 2 kWh per cubic meter (@ 0.25 cents).  We don't have scarce water in most places, we only have scarce drinking water.  Imagine what will be possible if anyone can have as much clean water as he wants, for nearly no cost. 15. Health: The Tricorder X price will be announced this year.  There are companies who will build a medical device (called the "Tricorder" from Star Trek) that works with your phone, which takes your retina scan, your blood sample and you breath into it.  It then analyses 54 bio-markers that will identify nearly any disease.  It will be cheap, so in a few years everyone on this planet will have access to world class medical analysis, nearly for free. 16. 3D printing: The price of the cheapest 3D printer came down from $18,000 to $400 within 10 years.  In the same time, it became 100 times faster.  All major shoe companies have already started 3D printing shoes. 17. Some spare airplane parts are already 3D printed in remote airports.  The space station now has a printer that eliminates the need for the large amount of spare parts they used to have in the past. 18. At the end of this year, new smart phones will have 3D scanning possibilities.  You can then 3D scan your feet and print your perfect shoe at home. 19. In China, they already 3D printed and built a complete 6-story office building.  By 2027, 10% of everything that's being produced will be 3D printed. 20. Business opportunities: If you think of a niche you want to go in, first ask yourself: "In the future, do I think we will have that?"  And, if the answer is yes, how can you make that happen sooner? 20A. If it doesn't work with your phone, forget the idea.  Any idea designed for success in the 20th century is doomed to failure in the 21st century. 20B. Work: 70-80% of jobs will disappear in the next 20 years.  There will be a lot of new jobs, but it is not clear if there will be enough new jobs in such a short time. 21. Agriculture: There will be a $100 agricultural robot in the future.  Farmers in 3rd world countries can then become managers of their field instead of working all day on their fields. 22. Aeroponics will need much less water.  The first Petri dish produced veal is now available and will be cheaper than cow produced veal in 2018.  Right now, 30% of all agricultural surfaces are used for cows.  Imagine if we don't need that space anymore. 23. There are several startups who will bring insect protein to the market shortly.  It contains more protein than meat.  It will be labeled as "alternative protein source". Maybe a revisit to your investment portfolio is in order?  How about that luxury car purchase you were considering, what will it be worth after self driving is ubiquitous?  And that collector car, how much will it be worth when most people no longer drive?  May be time to reevaluate.

We Are Being Robbed. Let's Stop It Folks

From my veteran bud John

  Social Security

A woman dies at age 65 before collecting one benefit check.  She and her employer paid into the system for almost 50 years and she collected NOTHING!

 

Keep in mind all the working people that die every year who were paying into the system and got nothing!

 

And these governmental morons mismanaged the money and stole from the system, so that it's now going broke.

 

BEAUTIFUL! and they have the audacity to call today's seniors "vultures" in an attempt to cover their ineptitude.

 

DISGRACEFUL!

 

The real reason for renaming our Social Security payments is so the government can claim that all those social security recipients are receiving entitlements thus putting them in the same case   as welfare, food stamp recipients.

 

THIS IS WORTH THE FEW MINUTES IT TAKES TO READ AND DIGEST!

 

FY.I.  By changing the name of SS contributions it gives them a means to refute this program in the future.

 

It's free money for the government to spend under this guise.

The Social Security check is now (or soon will be) referred to as a *Federal Benefit Payment* ?

 

I'll be part of the one percent to forward this. I am forwarding it because it touches a nerve in me,   and I hope it will in you.

 

Please keep passing it on until everyone in our country has read it.

 

The government is now referring to our Social Security checks as a "Federal Benefit Payment."

 

This isn't a benefit. It is our money paid out of our earned income!  Not only did we all contribute to Social Security but our employers did too. It totaled 15% of our income before taxes.

 

If you averaged $30K per year over your working life, that's close to $180,000 invested in Social Security.

 

If you calculate the future value of your monthly investment in social security ($375/month, including both you and your employers contributions) at a meager 1% interest rate compounded monthly, after 40 years of working you'd have more than $1.3+ million dollars saved!

 

This is your personal investment. Upon retirement, if you took out only 3% per year, you'd receive $39,318 per year,  or $3,277 per month.

 

That's almost three times more than today's average Social Security benefit of $1,230 per month, according to the Social Security Administration. (Google it – it's a fact).   And your retirement fund would last more than 33 years (until you're 98 if you retire at age 65)! I can only imagine how much better most average-income people could live in retirement if our government had just invested our money in low-risk interest-earning accounts.

 

Instead, the folks in Washington pulled off a bigger *Ponzi scheme* than Bernie Madoff ever did. (Lyndon Johnson)

 

They took our money and used it elsewhere. They forgot (oh yes, they knew) that it was OUR money they were taking.  They didn't have a referendum to ask us if we wanted to lend the money to them.  And they didn't pay interest on the debt they assumed. And recently they've told us that the money won't support us for very much longer. (Isn't it funny that they NEVER say this about welfare payments?)

 

But is it our fault they misused our investments?  And now, to add insult to injury, they're calling it a *benefit* , as if we never worked to earn every penny of it.

 

Just because they borrowed the money, doesn't mean that our investments were a charity!

 

Let's take a stand. We have earned our right to Social Security and Medicare.. Demand that our legislators bring some sense into our government.

 

Find a way to keep Social Security and Medicare going for the sake of that 92% of our population who need it.

Then call it what it is: Our Earned Retirement Income .

 

The Universal Healthcare Conundrum

Obamacare was designed in the words of Social Marxist Obama to fail. It was a plan to get folks on board with a social program that would cost more money then you make and give you nothing in return. It was an excuse for a massive tax increase to folks of the working poor who make too much to qualify for the very assistance they are paying for in the penalty tax for the very same people who never buy insurance and still pay for cable, lease new cars and take vacations. None of which the working poor do. Insurance under Obamacare is astronomical because it has to cover everything. None of which the typical insurance did that folks often received if they were full time employee at a large company or could buy through an organization like the small business organizations. Insurance was there to cover emergency care. You would purchase additional riders for chronic healthcare like cancer, diabetic conditions, heart disease etc. You would also purchase riders for long term health care. They cost extra and pay back was based on size of coverage. Later large pool programs included discounts on drugs and maintenance drugs for major health issues. Doctors, hospitals, health practices agreed to certain fees to gain large groups of customers without the need for advertising as more and more health care professionals came into the field. When caps on legal medical cases rose from reasonable compensation to unlimited and drug law suits turned into class action suits that primarily benefit the lawyers malpractice insurance rose to astronomical levels raising the overhead costs of medical care. Paperwork is at an all time high and large staffs are needed to keep track of all this have also raised medical costs and forced small medical offices out of business. GPs have to see more an more patients and spend less and less time with people often overlooking the obvious and depending on more and more testing to cover lack of observation. Half of good medical care is spending time with the patient and asking good questions. It is rather a detective activity. This requires time. Appointments can be extremely difficult to obtain for basic care that prevents hospital stays. There are more people ending up in the hospital because basic care was lacking. We have gotten too big because of insurance.

Obamacare can not be fixed. It was already broken.

If people insist on Universal Healthcare the only choice is an across the board everyone tax targeted for national self insurance controlled and run by your government who negotiate with various hospitals and healthcare providers who wish to do business with this national pool that our government and our tax dollars can afford to pay for. Set fees for set services. The government would also negotiate with a direct to patient drug costs from drug manufacturers. Eliminating the middle man in which the drug companies would hire Pharmacies to act as distributors in communities for percentage of sales for service. This would change the nature of business as we know it.
Compensation for medical error would be restored to reasonable compensation.  For the extremely wealthy they may still decide to be self insured through private insurance and private medical providers but they will still pay the tax based on income for UH and may use UH operations if they desire. Care will be borderless and drug purchasing will be borderless.

Plan B would involve return to what we had before Obamacare with regulations of drug patent reform, Malpractice reform and allowing for ala carte insurance policies, borderless insurance and drug buying as well. This is all to lower costs by eliminating comprehensive insurance coverage a buyer may not desire or need and increasing competition.  Hospitals and healthcare providers must post costs for basic services and procedures to give patients a clear idea of what each operation charges for care and if their co pay will be adequate to cover their out of pocket costs for elective care. Emergency care costs will be determined on a sliding scale based on the ability to pay without bankrupting the individual. This has been the way medical care was handled for years and years. The wealthy paid more, the poor paid less and it all equaled out.

Both systems are complicated but doable with a lot of work on the part of all involved. That is why unelected Hillary Clinton and her buddies held their Healthcare meeting that cost taxpayers over a million dollars and nothing came of it. No report, no ideas, nothing.

This requires a lot of detailed planning and thought and working with the existing healthcare operations some that cost millions of dollars to run. Children and adults today often suffer from more than one healthcare issue. We also have an increase in emergency healthcare.  This all costs millions and billions of dollars. There will be triage. Semi healthy workers will get top priority. So it will behoove people as time progresses to take charge of their healthcare and work to stay healthy by eating right, taking supplements, proper exercise and sun, not overindulging in rich foods, processed foods, liquor and illegal drugs. You have to take responsibility for your health regardless of which system you choose. There are pluses and minuses with both. Think carefully. And don't believe the dem rhetoric on anything. It's garbage and they have never read a bill even their own. Read them yourself and tell your legislators your ideas and what you want to get on board with for a lifetime. Because it will be for a lifetime. Your lifetime.

Remember if the word "act" is in it, it's just acting like a bill and it's a tax. Expect a big return or nothing.

For Such A Time as This

This is a little request. What I want for Christmas is for folks to give our President Elect the same opportunity to  mess up as you did for the last President. You all gave him eight whole years worth. All I am asking for is 8 months. 8 months free of pointless protests, angry tweets, comedians taking pot shots, etc. I know this would be terribly hard for some and you may need to join a support group or take up residence in your safe space.  Maybe college students could take a semester off and work in the fast food industry if they don't already. It makes you a much more eager and diligent student when you return the following semester. I would also like to not see the Clintons or Obama for those eight months. Go on another vacation in a remote area and keep a low profile. Wear disguises. Might I suggest Brazil or Honduras.  And finally for pity sake stop trying to start a war with Russia. THEY HAVE PULSE WEAPONS!  Forget about the nukes. No one wants to use those. The fallout drifts dimwits. So 8 months that all. Give Trump a chance. And make the wall a toll road and it will pay for itself.

Did Hillary Really Win the Popular Vote?

This passed on to me by my friend GI John

 

Add new node Delete node   Did Hillary really win the popular vote in all states, as the progressive Liberal Democrats want you to believe? So I ask you; do we give Hillary the election because she won the popular vote because of the numbers in one state? Read on you may find these fact very interesting. We hear a cacophony of blaring and bleating from the media and the Hillary gaggle that she won the popular vote, therefore she should be president, 60,839,497 to 60,265,847.  47.8% to 47,3% with the remaining 4.9% going to the other candidates. Let's look at the facts: Trump won the popular vote in 31 states to her 19 and DC. in numbers this equates Trumps 62% to Hillary's 19%. Trump led in the total popular vote for all states except California. Hillary won California 5,860,714 to Trump's 3,151,821. 61.6% to 33.1% exclusive of the other candidates. Thus California gave Hillary the popular vote for all states as claimed by the Democrats and their media stooges. Now let's deduct her California vote from her national vote leaving her with 54,978,783, then deduct Trump's California vote from his national total, leaving him with 57.113.976; Trump wins (the National popular vote) in a landslide in the other 49 states, 51.3% to her 48.7%. So, in effect, Hillary was elected president of California and Trump was elected president of the rest of the country by a substantial margin. This exemplifies the wisdom of the Electoral College, to prevent the vote of any one populace state from overriding the vote of the others. Trump's Campaign Manager, Kellyanne Conway, whose expertise is polling, saw this early on and devised her strategy of "6 pathways to the White House". This meant ignoring California with its huge Democrat majority & illegal Alien voters, and going after the states that would give him the necessary electoral votes to win, FL, NC, MI, PA, OH, and WI.  It worked and our country is safe. And now, we watch Green Parties stunning 1% of vote Dr. Jill's recount! Really?  (SHE'S AN IDIOT)

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